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CRIA - Insurance Products

Two insurance products are being developed, as described below.

The Livelihood Shock Absorber is intended to provide low income people with an amount of money within a short period of time that would allow them to rebuild their farm/small enterprise and/or livelihood after an extreme weather event.

The Loan Portfolio Cover is intended to provide portfolio-level protection against default for lender institutions such as development banks and credit unions which have significant portfolios of individual and small business loans exposed to weather risks – for example, a development bank or credit union with a significant agricultural lending portfolio.

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