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CRIAC - Insurance Products

Two main products supported and/or developed by CCRIF

Microinsurance product to be developed for fishers under COAST Project (sovereign product also to be developed)
Key Partner in the Climate Risk Adaptation and Insurance in the Caribbean (CRAIC) Project (Livelihood Protection Policy - LPP)

The CRAIC project developed two innovative parametric microinsurance products:

  • Livelihood Protection Policy (LPP): available to low-income individuals for coverage against extreme weather events, specifically high winds and heavy rainfall
  • Loan Portfolio Cover (LPC): designed for lending institutions such as credit unions and insurance companies

CRAI Phase 1 innovative parametric microinsurance products

Phase I:  2011-2014
                 Jamaica, Grenada and Saint Lucia
Phase II: 2017 – December 2019
                  Focus on LPP
                 Addition of Belize and (possibly) Trinidad & Tobago



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