This event briefing describes the impact of rainfall on Tobago, which was associated with a Covered Area Rainfall Event (CARE), from November 04, 2023, to November 05, 2023. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Trinidad and Tobago’s Excess Rainfall policy for Tobago, and therefore no payout is due to the Government of Trinidad and Tobago. In the case of Trinidad, no CARE event was identified.