A magnitude 6.0 earthquake occurred at 14:50:03 (UTC) on 16 May 2026, located at 70.1 km (43.6 mi) WNW of Codrington, Barbuda; 83.1 km (51.7 mi) WSW of Saint John’s, Antigua and Barbuda and 132.7 km (82.4 mi) S of Le Moule, Guadeloupe. Initial estimates from the United States Geological Survey (USGS) located the epicentre of the event at 17.513°N, 61.177°W, and at a depth of 30.0 km (18.64 mi).

This event briefing is designed to review the modelled losses due to wind, storm surge and excess rainfall calculated by CCRIF’s CWUIC model for a rainfall event that occurred during 5 May 2026 for affected CCRIF member water utilities. The Bahamas Water and Sewerage Corporation was the only CCRIF water utility member for which the CCRIF CWUIC loss model for wind, storm surge and excess rainfall produced losses due to this rainfall event.

This event briefing describes the impact of rainfall on the northern region of The Bahamas. The Bahamas has 4 Excess Rainfall policies: The Bahamas - Southeast, The Bahamas - Central, The Bahamas - North and The Bahamas - Extreme North. This rainfall was associated with a Covered Area Rainfall Event (CARE) in The Bahamas - North area, starting on 5 May 2026 and ending on 5 May 2026.

This event briefing describes the impact of rainfall on Sint Maarten which was associated with a Covered Area Rainfall Event (CARE) starting on 14 April and ending on 14 April 2026. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Sint Maarten’s Excess Rainfall policy, and therefore no payout is due to the Government of Sint Maarten.

This event briefing describes the impact of rainfall on Haiti, which was associated with a Covered Area Rainfall Event (CARE) starting on 13 April and ending on 13 April 2026. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Haiti’s Excess Rainfall policy, and therefore no payout is due to the Government of Haiti. This CARE did not activate the Wet Season Trigger or Localized Event Trigger endorsement of the Excess Rainfall policy and therefore no payout under either endorsement is due.

The final runs of the CCRIF tropical cyclone loss model for wind and storm surge have produced government losses for The Bahamas for all the three Tropical Cyclone policies active for the country, specifically for The Bahamas – Northwest, The Bahamas – Central and The Bahamas – South East, due to Tropical Cyclone Imelda.

The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of the excess rainfall policies for The Bahamas-Central and The Bahamas – South East, and therefore no payout is due for these policies. However, the CARE activated the WST Endorsement1 for the Excess Rainfall policy for The Bahamas – Central, since the Wet Index was above the WST Payment threshold.

Tropical Cyclone Melissa is the thirteenth named cyclone and the fifth hurricane of the 2025 Atlantic Hurricane Season. From 25 to 27 October, Tropical Cyclone Melissa moved very slowly westward, passing nearly parallel to the southern coast of Jamaica at a minimum distance of about 110 mi (180 km).

The final runs of the CCRIF tropical cyclone loss model for wind and storm surge produced government losses for Jamaica. The government losses for Jamaica are above the Attachment Point of the Tropical Cyclone policy and therefore a payout of US$ 70,803,832 is due.

This event briefing describes the impact of rainfall on Jamaica, which was associated with a Covered Area Rainfall Event (CARE) starting on 27 October 2025 and ending on 30 October 2025, this CARE is associated with Tropical Cyclone Melissa. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was above the attachment point of Jamaica’s Excess Rainfall policy, and therefore a payout of US$21,085,8560 is due to the Government of Jamaica on its Excess Rainfall policy.

This event briefing describes the impact of rainfall on Haiti, which was associated with a Covered Area Rainfall Event (CARE) starting on 28 October 2025 and ending on 29 October 2025 associated with TC Melissa. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Haiti’s Excess Rainfall policy, and therefore no payout is due to the Government of Haiti on its Excess Rainfall policy.