This event briefing describes the impact of rainfall on Montserrat which was associated with a Covered Area Rainfall Event (CARE) starting on 16 October and ending on 18 October 2025. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Montserrat’s Excess Rainfall policy, and therefore no payout is due to the Government of Montserrat. This CARE did not activate the Wet Season Trigger1 endorsement of Montserrat’s Excess Rainfall policy and therefore no payout under this endorsement is due.