A magnitude 5.0 earthquake occurred at 09:16:21 (UTC) on 15 September 2025, located at 51.3 km (31.9 mi) NW of Falmouth, Saint Paul, Antigua and Barbuda; 28.9 km (17.9 mi) SSW of Anse-Bertrand, Guadeloupe, Guadeloupe and 43.9 km (27.3 mi) S of Le Moule, Guadeloupe, Guadeloupe. Initial estimates from the United States Geological Survey (USGS) located the epicentre of the event at 16.719°N, 61.423°W, and at a depth of 60.7 km (37.7 mi).

This event briefing describes the impact of rainfall on Turks and Caicos Islands, which was associated with a Covered Area Rainfall Event (CARE) starting on 19 August and ending on 19 August 2025, this CARE is associated to Hurricane Erin. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Turks and Caicos Islands’ Excess Rainfall policy, and therefore no payout is due to the Government of Turks and Caicos Islands.

This event briefing describes the impact of rainfall on British Virgin Islands, which was associated with a Covered Area Rainfall Event (CARE) starting on 16 August and ending on 18 August 2025, this CARE is associated to Hurricane Erin. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of the British Virgin Islands’ Excess Rainfall policy, and therefore no payout is due to the Government of the British Virgin Islands.

This event briefing describes the impact of rainfall on Sint Maarten which was associated with a Covered Area Rainfall Event (CARE) starting on 16 August and ending on 18 August 2025, this CARE is associated to Hurricane Erin. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Sint Maarten’s Excess Rainfall policy, and therefore no payout is due to the Government of Sint Maarten.

The final runs of the CCRIF tropical cyclone loss model for wind and storm surge have produced government losses for Turks and Caicos Islands due to Tropical Cyclone Erin (and therefore Erin is designated as a Loss Event for this country1). The government losses for Turks and Caicos Islands are below the Attachment Point of its Tropical Cyclone policy and therefore no payout under this policy is due.

This event briefing is designed to review the modelled losses due to wind and storm surge as a result of TC Erin, calculated by CCRIF’s Public Utilities model. The CCRIF Public Utilities loss model reported wind speeds greater than 39 mph (62.7 km/h) for The Anguilla Electricity Company (ANGLEC) due to Erin.

The final run of the CCRIF Public Utilities loss model did not produce losses for ANGLEC greater than zero, therefore, no payout is due under the utility’s policy.

The final runs of the CCRIF’s COAST loss model for wind and storm surge did not produce government losses due to Tropical Cyclone Erin for Anguilla under the TC component of the country’s COAST policy. Therefore, no payout is due under the TC component of the COAST policy for Anguilla.