This event briefing describes the impact of rainfall on The Bahamas. The Bahamas has four Excess Rainfall policies: The Bahamas - Southeast, The Bahamas - Central, The Bahamas - North and The Bahamas - Extreme North. This rainfall was associated with a Covered Area Rainfall Event (CARE) which started on 28 September and ended on 30 September 2025.
A magnitude 5.0 earthquake occurred at 09:16:21 (UTC) on 15 September 2025, located at 51.3 km (31.9 mi) NW of Falmouth, Saint Paul, Antigua and Barbuda; 28.9 km (17.9 mi) SSW of Anse- Bertrand, Guadeloupe, Guadeloupe and 43.9 km (27.3 mi) S of Le Moule, Guadeloupe, Guadeloupe.
This event briefing describes the impact of rainfall on Guatemala, which was associated with a Covered Area Rainfall Event (CARE) starting on 18 September and ending on 25 September 2025. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Guatemala’s Excess Rainfall policy, and therefore no payout is due to the Government of Guatemala.
The preliminary runs of the CCRIF tropical cyclone loss model for wind and storm surge produced government losses for The Bahamas - Northwest area due to Tropical Cyclone Imelda, and therefore Imelda is designated as a Loss Event for The Bahamas - Northwest . The Bahamas - Northwest was the only Tropical Cyclone policy for The Bahamas, which had government losses due to Tropical Cyclone Imelda. .
This event briefing describes the impact of rainfall on Haiti, which was associated with a Covered Area Rainfall Event (CARE) starting on 17 September and ending on 19 September 2025.
A magnitude 5.0 earthquake occurred at 09:16:21 (UTC) on 15 September 2025, located at 51.3 km (31.9 mi) NW of Falmouth, Saint Paul, Antigua and Barbuda; 28.9 km (17.9 mi) SSW of Anse-Bertrand, Guadeloupe, Guadeloupe and 43.9 km (27.3 mi) S of Le Moule, Guadeloupe, Guadeloupe. Initial estimates from the United States Geological Survey (USGS) located the epicentre of the event at 16.719°N, 61.423°W, and at a depth of 60.7 km (37.7 mi).
This event briefing describes the impact of rainfall on Turks and Caicos Islands, which was associated with a Covered Area Rainfall Event (CARE) starting on 19 August and ending on 19 August 2025, this CARE is associated to Hurricane Erin. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Turks and Caicos Islands’ Excess Rainfall policy, and therefore no payout is due to the Government of Turks and Caicos Islands.
This event briefing describes the impact of rainfall on British Virgin Islands, which was associated with a Covered Area Rainfall Event (CARE) starting on 16 August and ending on 18 August 2025, this CARE is associated to Hurricane Erin. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of the British Virgin Islands’ Excess Rainfall policy, and therefore no payout is due to the Government of the British Virgin Islands.
This event briefing describes the impact of rainfall on Sint Maarten which was associated with a Covered Area Rainfall Event (CARE) starting on 16 August and ending on 18 August 2025, this CARE is associated to Hurricane Erin. The Rainfall Index Loss (RIL) for the Covered Area Rainfall Event was below the attachment point of Sint Maarten’s Excess Rainfall policy, and therefore no payout is due to the Government of Sint Maarten.
The final runs of the CCRIF tropical cyclone loss model for wind and storm surge have produced government losses for Turks and Caicos Islands due to Tropical Cyclone Erin (and therefore Erin is designated as a Loss Event for this country1). The government losses for Turks and Caicos Islands are below the Attachment Point of its Tropical Cyclone policy and therefore no payout under this policy is due.
